Integrations · Payments

Collect rent through Stripe — funds settle straight to your bank.

For eligible rent-payment workflows, Aptoria requires a connected Stripe account. Provider terms, account configuration, payment method, settlement timing, merchant-of-record status, and any custody arrangement govern the payment. Do not rely on Aptoria as a bank or custodian.

Live

Available after setup

Stripe Connect is listed as live in Aptoria's integration catalog. Availability still depends on customer authorization, provider configuration, and a successful provider receipt for the specific workflow.

Connect Stripe Connect

All integrations

Funds settle to your bank

Card + ACH rails

Held to cancel

Stripe · connected

Card

2.9% + 30¢

ACH bank transfer

$0.50 flat

Payout account

Your bank · direct

Funds custody

Never Aptoria

Illustrative — your Stripe rates and settlement account are your own.

Every rail Stripe supports, tied to the lease

Tenants enroll once and pay by card or ACH on the rails they prefer. Aptoria prepares eligible Stripe charges, records provider outcomes, and maps returned payment evidence back to the lease and your GL review.

Card at 2.9% + 30¢ or ACH at $0.50 flat — tenant’s choice

Autopay with provider-status-aware retry rules

Rent, pet rent, parking, RUBS — one Stripe connection

Each provider-returned charge mapped to the lease and general ledger review

Rent charge

Tenant

Unit 4B

Method

ACH · Stripe

Amount

$1,720

Reconciled to

Lease + GL

You keep custody — Stripe settles direct

Aptoria uses Stripe Connect so funds move on your own connected account and settle straight to your bank. There is no Aptoria-held balance in the middle — a design choice that keeps money-transmission risk off the table.

Stripe Connect on your own account, not ours

Provider settlement timing and payout availability depend on the connected account and payment route

No Aptoria-held float or wallet

Owner distributions via Stripe payouts, fully logged

Settlement

Rail

Stripe Connect

Settles to

Your bank

Timing

Provider and account dependent

Aptoria custody

None

Review-ready payout and 1099-K support

Processor fees can be netted and posted to your books when the workflow is configured. At year end, Aptoria helps compare the Stripe-issued 1099-K against your ledger so mismatches are visible before you file.

Stripe processor fees prepared for review

Every payout recorded to the audit ledger

1099-K compared against your GL

Refunds + disputes tracked back to the charge

1099-K check

Stripe 1099-K

$206,280

Ledger total

$206,280

Variance

Status

Ties out

Trust without theater

Verifiable, not vibes.

Three things you can check yourself — without a sales call, without a logo carousel.

Review cancellation and reversal scope before relying on it.

Eligible irreversible autonomous actions using Aptoria’s soft-commit workflow have a 15-minute cancellation window before execution. Undo is available only for actions marked reversible; completed provider or external actions may need a separate remedy.

Soft-commit scope

Decision records with available hash verification.

For organization-scoped decisions recorded through the current decision ledger, Aptoria can verify hash-chain structure and available content hashes. It is not an immutable external archive, complete legal record, or compliance certification.

Ledger scope

Human review remains part of consequential work.

Supported policy blocks keep defined action classes, including eviction filing, applicant denial, lease termination, and security-deposit deductions, out of autonomous execution. Product controls do not replace legal review or jurisdiction-specific advice.

Human-required floor

See exactly how we measure it

More integrations

Connect Stripe and start collecting rent.

Free for your first unit. Tenants pay on Stripe, funds settle through your connected account, and returned charges are prepared for reconciliation.

Start free