How it works
How this tool works.
Short-term rentals usually show a bigger headline number — a nightly rate multiplied across a month looks great next to a lease. The honest comparison is net of what it takes to earn that number: cleaning between stays, platform fees, supplies, furnishings, the utilities you now cover, and above all the occupancy you can actually sustain. A long-term lease earns less per night but earns it every night, with far less work.
This calculator puts both on one screen. On the short-term side, enter your nightly rate, the occupancy you believe you’d achieve, and the extra monthly costs the STR adds; on the long-term side, the monthly rent and its costs. The tool converts occupancy to booked nights using the calendar average of 30.4 nights per month and shows both nets and the gap. Every figure in the result is your assumption — especially occupancy, which is the number that decides the comparison.
Enter your short-term inputs: nightly rate, the occupancy percentage you assume, and the extra monthly costs — cleaning, supplies, platform fees, utilities you’d cover.
Enter your long-term inputs: the monthly rent a lease would bring and the monthly costs tied to it.
The tool computes STR net (nightly rate × occupancy × 30.4 nights − costs) and LTR net (rent − costs).
The headline shows which side comes out ahead per month on your assumptions, and by how much.